Bank of America Corporation (BAC)
Overview
Bank of America Corporation, through its subsidiaries, provides banking and financial products and services for individual consumers, small and middle-market businesses, institutional investors, large corporations, and governments worldwide. Its Consumer Banking segment offers traditional and money market savings accounts, certificates of deposit and IRAs, noninterest-and interest-bearing checking accounts, and investment accounts and products; and credit and debit cards, residential mortgages, and home equity loans, as well as direct and indirect loans, such as automotive, recreational vehicle, and consumer personal loans. The company's Global Wealth & Investment Management segment offers investment management, brokerage, banking, and trust and retirement products and services; and wealth management solutions, as well as customized solutions, including specialty asset management services. Its Global Banking segment provides lending products and services, including commercial loans, leases, commitment facilities, trade finance, and commercial real estate and asset-based lending; treasury solutions, such as treasury management, foreign exchange, and short-term investing options and merchant services; working capital management solutions; and debt and equity underwriting and distribution, and merger-related and other advisory services. The company's Global Markets segment offers market-making, financing, securities clearing, settlement, and custody services, as well as risk management products using interest rate, equity, credit, currency and commodity derivatives, foreign exchange, fixed-income, and mortgage-related products. As of December 31, 2021, it served approximately 67 million consumer and small business clients with approximately 4,200 retail financial centers; approximately 16,000 ATMs; and digital banking platforms with approximately 41 million active users. The company was founded in 1784 and is based in Charlotte, North Carolina.
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Key Information
Stock Snapshot (Updated: Nov 05 04:00 PM EST)
Capital Structure (Updated: Nov 05 04:00 PM EST)
Calendar Events (Upcoming Earnings & Revenue Forecasts)
| Earnings | |
| Earnings Date | 2026-01-14 |
| Earnings Call | 2026-01-14 |
| Avg EPS Estimate | 0.9719 |
| Low EPS Estimate | 0.95 |
| High EPS Estimate | 1.01 |
| Revenue | |
| Avg Revenue Forecast | 27,562,635,850 |
| Low Revenue Forecast | 27,067,000,000 |
| High Revenue Forecast | 28,000,000,000 |
BAC Liquidity Indicators Shows key metrics that reflect cash availability and short-term payment ability
| Field | Value | Description |
|---|---|---|
| Cash Holdings | $775,117,012,992 | Cash on hand, which directly shows a company's ability to meet short-term obligations. |
| Quick Ratio | 0 | The quick ratio, which excludes inventory, measures short-term solvency; a value above 1 is considered relatively safe. |
| Current Ratio | 0 | The current ratio, calculated as current assets divided by current liabilities; the higher the value, the better the liquidity. |
| Total Debt | $763,981,987,840 | Total liabilities, used together with cash and liquidity ratios to assess debt burden. |
BAC Profitability Indicators Shows key metrics that reflect overall earnings, margins, and core business profitability
| Field | Value | Description |
|---|---|---|
| EBITDA | $0 | EBITDA (Earnings Before Interest, Taxes, Depreciation, and Amortization), which measures the profitability of core operations. |
| Operating Cash Flow | $61,471,997,952 | Operating cash flow, which reflects a company's cash-generating ability. |
| Free Cash Flow | $0 | Free cash flow, after deducting capital expenditures, which can be used for dividends or reinvestment. |
| Gross Margin | 0.00% | Gross margin; a higher value indicates stronger product profitability. |
| Operating Margin | 35.29% | Operating margin; slightly negative, indicating high operating costs. |
| Profit Margin | 29.22% | Net profit margin, which reflects overall profitability. |
BAC Leverage & Financial Health Indicators Shows key metrics that reflect debt levels, liquidity, and overall financial stability
| Field | Value | Description |
|---|---|---|
| Debt/Equity Ratio | 0.00% | Low leverage level, indicating the company has low debt pressure. |
| Total Debt | $763,981,987,840 | Used together with cash and EBITDA to assess debt-paying ability. |
BAC Growth Indicators Shows key financial metrics that reflect profitability, cash flow, and business expansion
| Field | Value | Description |
|---|---|---|
| Revenue Growth (YoY) | 12.60% | Rapid revenue growth, indicating fast business expansion. |
| Earnings Growth (YoY) | 31.50% | Significant EPS growth, indicating rapid improvement in profitability. |
Financial Data for BAC (Key ratios, margins, and cash flow)
| Field | Value | Description |
|---|---|---|
| Current Price | $52.45 | Latest stock trading price |
| Price Target (High) | $67 | Analyst highest expected price |
| Price Target (Low) | $46 | Analyst lowest expected price |
| Price Target (Average) | $58.23 | Average target price across analysts |
| Price Target (Median) | $58 | Median of target prices |
| Average Rating Score | 1.64 | Average analyst rating (1=Strong Buy, 5=Sell) |
| Consensus Recommendation | buy | Consensus rating |
| Analyst Coverage Count | 24 | Number of analysts providing estimates |
| Cash Holdings | $775,117,012,992 | Total cash held by the company |
| Cash per Share | $106.14 | Cash value per outstanding share |
| Total Debt | $763,981,987,840 | Company's total debt |
| Quick Ratio | 0 | Ability to cover short-term liabilities (excludes inventory) |
| Current Ratio | 0 | Overall short-term liquidity |
| Debt/Equity Ratio | 0.00% | Leverage ratio: Debt / Equity |
| EBITDA | $0 | Earnings before interest, taxes, depreciation & amortization |
| Total Revenue | $101,445,001,216 | Total company revenue |
| Revenue per Share | $13.321 | Total revenue divided by shares outstanding |
| Gross Profit | 0.00% | Revenue minus cost of goods sold |
| Return on Assets | 0.88% | Net income / Total assets |
| Return on Equity | 9.87% | Net income / Shareholder equity |
| Earnings Growth (YoY) | 31.50% | Year-over-year EPS growth |
| Revenue Growth (YoY) | 12.60% | Year-over-year revenue growth |
| Gross Margin | 0.00% | Gross profit / Total revenue |
| EBITDA Margin | 0.00% | EBITDA / Revenue |
| Operating Margin | 35.29% | Operating income / Revenue |
| Profit Margin | 29.22% | Net income / Revenue |
| Free Cash Flow | $0 | Cash left after capital expenditures |
| Operating Cash Flow | $61,471,997,952 | Cash from core business operations |
| Currency | USD | Reported in US dollars |
| Last Updated | 2025-11-05 | Data source from Yahoo |