Huntington Bancshares Incorporated (HBAN)
Overview
Huntington Bancshares Incorporated operates as the bank holding company for The Huntington National Bank that provides commercial, consumer, and mortgage banking services in the United States. The company operates through four segments: Consumer and Business Banking; Commercial Banking; Vehicle Finance; and Regional Banking and The Huntington Private Client Group (RBHPCG). The Consumer and Business Banking segment offers financial products and services, such as checking accounts, savings accounts, money market accounts, certificates of deposit, credit cards, and consumer and small business loans, as well as investment products. This segment also provides mortgages, insurance, interest rate risk protection, foreign exchange, automated teller machine, and treasury management services, as well as online, mobile, and telephone banking services. It serves consumer and small business customers. The Commercial Banking segment offers regional commercial banking solutions for middle market businesses, government and public sector entities, and commercial real estate developers/REITs; and specialty banking solutions for healthcare, technology and telecommunications, franchise finance, sponsor finance, and global services industries. It also provides asset finance services; capital raising solutions, sales and trading, and corporate risk management products; institutional banking services; and treasury management services. The Vehicle Finance segment provides financing to consumers for the purchase of automobiles, light-duty trucks, recreational vehicles, and marine craft at franchised and other select dealerships, as well as to franchised dealerships for the acquisition of new and used inventory. The RBHPCG segment offers private banking, wealth and investment management, and retirement plan services. As of March 18, 2022, the company had approximately 1,000 branches in 11 states. Huntington Bancshares Incorporated was founded in 1866 and is headquartered in Columbus, Ohio.
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Key Information
Stock Snapshot (Updated: Nov 05 04:00 PM EST)
Capital Structure (Updated: Nov 05 04:00 PM EST)
Calendar Events (Upcoming Earnings & Revenue Forecasts)
| Earnings | |
| Earnings Date | 2026-01-22 |
| Earnings Call | 2026-01-22 |
| Avg EPS Estimate | 0.4015 |
| Low EPS Estimate | 0.38 |
| High EPS Estimate | 0.42 |
| Revenue | |
| Avg Revenue Forecast | 2,217,150,970 |
| Low Revenue Forecast | 2,139,000,000 |
| High Revenue Forecast | 2,264,016,680 |
HBAN Liquidity Indicators Shows key metrics that reflect cash availability and short-term payment ability
| Field | Value | Description |
|---|---|---|
| Cash Holdings | $13,523,999,744 | Cash on hand, which directly shows a company's ability to meet short-term obligations. |
| Quick Ratio | 0 | The quick ratio, which excludes inventory, measures short-term solvency; a value above 1 is considered relatively safe. |
| Current Ratio | 0 | The current ratio, calculated as current assets divided by current liabilities; the higher the value, the better the liquidity. |
| Total Debt | $17,927,000,064 | Total liabilities, used together with cash and liquidity ratios to assess debt burden. |
HBAN Profitability Indicators Shows key metrics that reflect overall earnings, margins, and core business profitability
| Field | Value | Description |
|---|---|---|
| EBITDA | $0 | EBITDA (Earnings Before Interest, Taxes, Depreciation, and Amortization), which measures the profitability of core operations. |
| Operating Cash Flow | $2,648,000,000 | Operating cash flow, which reflects a company's cash-generating ability. |
| Free Cash Flow | $0 | Free cash flow, after deducting capital expenditures, which can be used for dividends or reinvestment. |
| Gross Margin | 0.00% | Gross margin; a higher value indicates stronger product profitability. |
| Operating Margin | 38.56% | Operating margin; slightly negative, indicating high operating costs. |
| Profit Margin | 29.62% | Net profit margin, which reflects overall profitability. |
HBAN Leverage & Financial Health Indicators Shows key metrics that reflect debt levels, liquidity, and overall financial stability
| Field | Value | Description |
|---|---|---|
| Debt/Equity Ratio | 0.00% | Low leverage level, indicating the company has low debt pressure. |
| Total Debt | $17,927,000,064 | Used together with cash and EBITDA to assess debt-paying ability. |
HBAN Growth Indicators Shows key financial metrics that reflect profitability, cash flow, and business expansion
| Field | Value | Description |
|---|---|---|
| Revenue Growth (YoY) | 14.80% | Rapid revenue growth, indicating fast business expansion. |
| Earnings Growth (YoY) | 24.20% | Significant EPS growth, indicating rapid improvement in profitability. |
Financial Data for HBAN (Key ratios, margins, and cash flow)
| Field | Value | Description |
|---|---|---|
| Current Price | $15.29 | Latest stock trading price |
| Price Target (High) | $23 | Analyst highest expected price |
| Price Target (Low) | $15 | Analyst lowest expected price |
| Price Target (Average) | $19.7 | Average target price across analysts |
| Price Target (Median) | $20 | Median of target prices |
| Average Rating Score | 1.67 | Average analyst rating (1=Strong Buy, 5=Sell) |
| Consensus Recommendation | buy | Consensus rating |
| Analyst Coverage Count | 20 | Number of analysts providing estimates |
| Cash Holdings | $13,523,999,744 | Total cash held by the company |
| Cash per Share | $9.27 | Cash value per outstanding share |
| Total Debt | $17,927,000,064 | Company's total debt |
| Quick Ratio | 0 | Ability to cover short-term liabilities (excludes inventory) |
| Current Ratio | 0 | Overall short-term liquidity |
| Debt/Equity Ratio | 0.00% | Leverage ratio: Debt / Equity |
| EBITDA | $0 | Earnings before interest, taxes, depreciation & amortization |
| Total Revenue | $7,502,000,128 | Total company revenue |
| Revenue per Share | $5.152 | Total revenue divided by shares outstanding |
| Gross Profit | 0.00% | Revenue minus cost of goods sold |
| Return on Assets | 1.09% | Net income / Total assets |
| Return on Equity | 10.43% | Net income / Shareholder equity |
| Earnings Growth (YoY) | 24.20% | Year-over-year EPS growth |
| Revenue Growth (YoY) | 14.80% | Year-over-year revenue growth |
| Gross Margin | 0.00% | Gross profit / Total revenue |
| EBITDA Margin | 0.00% | EBITDA / Revenue |
| Operating Margin | 38.56% | Operating income / Revenue |
| Profit Margin | 29.62% | Net income / Revenue |
| Free Cash Flow | $0 | Cash left after capital expenditures |
| Operating Cash Flow | $2,648,000,000 | Cash from core business operations |
| Currency | USD | Reported in US dollars |
| Last Updated | 2025-11-05 | Data source from Yahoo |