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Oscar Health, Inc. (OSCR)

Listed on NYSE • Healthcare / Medical - Healthcare Plans
OSCR logo

Overview

Oscar Health, Inc. provides health insurance products and services in the United States. The company offers Individual & Family, Small Group, and Medicare Advantage plans, as well as +Oscar, a technology driven platform designed to help providers and payor clients to engage with members and patients. It also provides reinsurance products. The company was formerly known as Mulberry Health Inc. and changed its name to Oscar Health, Inc. in January 2021. Oscar Health, Inc. was incorporated in 2012 and is headquartered in New York, New York.

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Key Information

Symbol: OSCR
CEO: Mark Thomas Bertolini
Exchange: NYSE
CIK: 0001568651
SEC Filings: View SEC →

Stock Snapshot (Updated: Nov 05 04:00 PM EST)

Price
17.03
Change
-0.13
Change %
-0.76%
Open
17.17
Previous Close
17.16
High
17.45
Low
16.8
Volume
8,829,645
Market Cap
4,403,246,592
EV/EBITDA
0

Capital Structure (Updated: Nov 05 04:00 PM EST)

Shares Outstanding
223,044,000
FloatShares
210,091,010
Float Ratio
94.19%
Shares Short
38,385,249
Short Percent Of Float
The percent of float shares currently sold short. Reflects market sentiment and risk of a short squeeze.
19.13%
Short Ratio
Days needed to cover all short positions. Indicates short-selling pressure.
1.97 trading days
Held Percent Insiders
4.03%
Held Percent Institutions
75.79%

Calendar Events (Upcoming Earnings & Revenue Forecasts)

Earnings
Earnings Date 2025-11-06
Earnings Call 2025-11-06
Avg EPS Estimate -0.5802
Low EPS Estimate -0.96
High EPS Estimate -0.4023
Revenue
Avg Revenue Forecast 3,082,180,130
Low Revenue Forecast 3,040,027,000
High Revenue Forecast 3,127,101,680

OSCR Liquidity Indicators Shows key metrics that reflect cash availability and short-term payment ability

Field Value Description
Cash Holdings$3,537,043,968Cash on hand, which directly shows a company's ability to meet short-term obligations.
Quick Ratio0.841The quick ratio, which excludes inventory, measures short-term solvency; a value above 1 is considered relatively safe.
Current Ratio0.886The current ratio, calculated as current assets divided by current liabilities; the higher the value, the better the liquidity.
Total Debt$357,217,984Total liabilities, used together with cash and liquidity ratios to assess debt burden.

OSCR Profitability Indicators Shows key metrics that reflect overall earnings, margins, and core business profitability

Field Value Description
EBITDA$-99,032,000EBITDA (Earnings Before Interest, Taxes, Depreciation, and Amortization), which measures the profitability of core operations.
Operating Cash Flow$1,234,288,000Operating cash flow, which reflects a company's cash-generating ability.
Free Cash Flow$747,533,120Free cash flow, after deducting capital expenditures, which can be used for dividends or reinvestment.
Gross Margin17.20%Gross margin; a higher value indicates stronger product profitability.
Operating Margin-8.05%Operating margin; slightly negative, indicating high operating costs.
Profit Margin-1.50%Net profit margin, which reflects overall profitability.

OSCR Leverage & Financial Health Indicators Shows key metrics that reflect debt levels, liquidity, and overall financial stability

Field Value Description
Debt/Equity Ratio30.76%Low leverage level, indicating the company has low debt pressure.
Total Debt$357,217,984Used together with cash and EBITDA to assess debt-paying ability.

OSCR Growth Indicators Shows key financial metrics that reflect profitability, cash flow, and business expansion

Field Value Description
Revenue Growth (YoY)29.00%Rapid revenue growth, indicating fast business expansion.
Earnings Growth (YoY)0.00%Significant EPS growth, indicating rapid improvement in profitability.

Financial Data for OSCR (Key ratios, margins, and cash flow)

Field Value Description
Current Price$17.03Latest stock trading price
Price Target (High)$17Analyst highest expected price
Price Target (Low)$8Analyst lowest expected price
Price Target (Average)$12.38Average target price across analysts
Price Target (Median)$12Median of target prices
Average Rating Score0Average analyst rating (1=Strong Buy, 5=Sell)
Consensus RecommendationnoneConsensus rating
Analyst Coverage Count8Number of analysts providing estimates
Cash Holdings$3,537,043,968Total cash held by the company
Cash per Share$13.70Cash value per outstanding share
Total Debt$357,217,984Company's total debt
Quick Ratio0.841Ability to cover short-term liabilities (excludes inventory)
Current Ratio0.886Overall short-term liquidity
Debt/Equity Ratio30.76%Leverage ratio: Debt / Equity
EBITDA$-99,032,000Earnings before interest, taxes, depreciation & amortization
Total Revenue$10,726,125,568Total company revenue
Revenue per Share$42.979Total revenue divided by shares outstanding
Gross Profit17.20%Revenue minus cost of goods sold
Return on Assets-1.42%Net income / Total assets
Return on Equity-13.96%Net income / Shareholder equity
Earnings Growth (YoY)0.00%Year-over-year EPS growth
Revenue Growth (YoY)29.00%Year-over-year revenue growth
Gross Margin17.20%Gross profit / Total revenue
EBITDA Margin-0.92%EBITDA / Revenue
Operating Margin-8.05%Operating income / Revenue
Profit Margin-1.50%Net income / Revenue
Free Cash Flow$747,533,120Cash left after capital expenditures
Operating Cash Flow$1,234,288,000Cash from core business operations
CurrencyUSDReported in US dollars
Last Updated2025-11-05Data source from Yahoo