Toast, Inc. (TOST)
Overview
Toast, Inc. operates a cloud-based and digital technology platform for the restaurant industry in the United States and Ireland. The company offers Toast Point of Sale (POS), a hardware product; Toast Order & Pay, which allows guests to order and pay from their mobile devices; Toast Flex that is used for on-counter order and pay, as well as used as a server station, guest kiosk, kitchen display system, or order fulfillment station; Toast Go, a handheld POS device that enhances the table turn times through tableside ordering and payment acceptance; and Toast Tap, a card reader. It also provides kitchen display system software that connects the front of the house with the kitchen staff; multi-location management software, which allows customers to manage and standardize their operations and configure menus; xtraCHEF that provides back-office tools; and Toast Flex for Kitchen, a larger format mountable piece of hardware that can be used as a kitchen screen. In addition, the company offers Toast Online Ordering & Toast TakeOut app, a software-based platform that provides restaurants to take off-premises orders directly through their branded website; First-Party Delivery services for restaurants to manage a fleet of drivers, and customize delivery hours, zones, fees, and minimum ticket sizes; Toast Delivery Services, which enables restaurants to utilize a partner network of delivery drivers; and Toast Delivery Partners services. Further, it provides loyalty programs and gift cards; payroll and team management products; business owner policy insurance and restaurant-specific add-ons; payment processing solutions; loans advanced to restaurants; purchase financing; reporting and analytics solutions; Toast Partner Connect that allows customers to discover, select, and connect their restaurant to its partners; and bi-directional APIs. The company was incorporated in 2011 and is headquartered in Boston, Massachusetts.
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Key Information
Stock Snapshot (Updated: Nov 05 04:00 PM EST)
Capital Structure (Updated: Nov 05 04:00 PM EST)
Calendar Events (Upcoming Earnings & Revenue Forecasts)
| Earnings | |
| Earnings Date | 2025-11-04 |
| Earnings Call | 2025-11-04 |
| Avg EPS Estimate | 0.2335 |
| Low EPS Estimate | 0.17 |
| High EPS Estimate | 0.27 |
| Revenue | |
| Avg Revenue Forecast | 1,614,213,030 |
| Low Revenue Forecast | 1,584,000,000 |
| High Revenue Forecast | 1,650,000,000 |
TOST Liquidity Indicators Shows key metrics that reflect cash availability and short-term payment ability
| Field | Value | Description |
|---|---|---|
| Cash Holdings | $1,702,000,000 | Cash on hand, which directly shows a company's ability to meet short-term obligations. |
| Quick Ratio | 2.039 | The quick ratio, which excludes inventory, measures short-term solvency; a value above 1 is considered relatively safe. |
| Current Ratio | 2.592 | The current ratio, calculated as current assets divided by current liabilities; the higher the value, the better the liquidity. |
| Total Debt | $19,000,000 | Total liabilities, used together with cash and liquidity ratios to assess debt burden. |
TOST Profitability Indicators Shows key metrics that reflect overall earnings, margins, and core business profitability
| Field | Value | Description |
|---|---|---|
| EBITDA | $258,000,000 | EBITDA (Earnings Before Interest, Taxes, Depreciation, and Amortization), which measures the profitability of core operations. |
| Operating Cash Flow | $558,000,000 | Operating cash flow, which reflects a company's cash-generating ability. |
| Free Cash Flow | $538,625,024 | Free cash flow, after deducting capital expenditures, which can be used for dividends or reinvestment. |
| Gross Margin | 25.25% | Gross margin; a higher value indicates stronger product profitability. |
| Operating Margin | 5.23% | Operating margin; slightly negative, indicating high operating costs. |
| Profit Margin | 4.05% | Net profit margin, which reflects overall profitability. |
TOST Leverage & Financial Health Indicators Shows key metrics that reflect debt levels, liquidity, and overall financial stability
| Field | Value | Description |
|---|---|---|
| Debt/Equity Ratio | 1.04% | Low leverage level, indicating the company has low debt pressure. |
| Total Debt | $19,000,000 | Used together with cash and EBITDA to assess debt-paying ability. |
TOST Growth Indicators Shows key financial metrics that reflect profitability, cash flow, and business expansion
| Field | Value | Description |
|---|---|---|
| Revenue Growth (YoY) | 24.80% | Rapid revenue growth, indicating fast business expansion. |
| Earnings Growth (YoY) | 550.00% | Significant EPS growth, indicating rapid improvement in profitability. |
Financial Data for TOST (Key ratios, margins, and cash flow)
| Field | Value | Description |
|---|---|---|
| Current Price | $39.02 | Latest stock trading price |
| Price Target (High) | $60 | Analyst highest expected price |
| Price Target (Low) | $36 | Analyst lowest expected price |
| Price Target (Average) | $47.31 | Average target price across analysts |
| Price Target (Median) | $47 | Median of target prices |
| Average Rating Score | 1.97 | Average analyst rating (1=Strong Buy, 5=Sell) |
| Consensus Recommendation | buy | Consensus rating |
| Analyst Coverage Count | 26 | Number of analysts providing estimates |
| Cash Holdings | $1,702,000,000 | Total cash held by the company |
| Cash per Share | $2.92 | Cash value per outstanding share |
| Total Debt | $19,000,000 | Company's total debt |
| Quick Ratio | 2.039 | Ability to cover short-term liabilities (excludes inventory) |
| Current Ratio | 2.592 | Overall short-term liquidity |
| Debt/Equity Ratio | 1.04% | Leverage ratio: Debt / Equity |
| EBITDA | $258,000,000 | Earnings before interest, taxes, depreciation & amortization |
| Total Revenue | $5,528,999,936 | Total company revenue |
| Revenue per Share | $9.675 | Total revenue divided by shares outstanding |
| Gross Profit | 25.25% | Revenue minus cost of goods sold |
| Return on Assets | 5.11% | Net income / Total assets |
| Return on Equity | 14.45% | Net income / Shareholder equity |
| Earnings Growth (YoY) | 550.00% | Year-over-year EPS growth |
| Revenue Growth (YoY) | 24.80% | Year-over-year revenue growth |
| Gross Margin | 25.25% | Gross profit / Total revenue |
| EBITDA Margin | 4.67% | EBITDA / Revenue |
| Operating Margin | 5.23% | Operating income / Revenue |
| Profit Margin | 4.05% | Net income / Revenue |
| Free Cash Flow | $538,625,024 | Cash left after capital expenditures |
| Operating Cash Flow | $558,000,000 | Cash from core business operations |
| Currency | USD | Reported in US dollars |
| Last Updated | 2025-11-05 | Data source from Yahoo |