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Visa Inc. (V)

Listed on NYSE • Financial Services / Financial - Credit Services
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Overview

Visa Inc. operates as a payments technology company worldwide. The company facilitates digital payments among consumers, merchants, financial institutions, businesses, strategic partners, and government entities. It operates VisaNet, a transaction processing network that enables authorization, clearing, and settlement of payment transactions. In addition, the company offers card products, platforms, and value-added services. It provides its services under the Visa, Visa Electron, Interlink, VPAY, and PLUS brands. Visa Inc. has a strategic agreement with Ooredoo to provide an enhanced payment experience for Visa cardholders and Ooredoo customers in Qatar. Visa Inc. was founded in 1958 and is headquartered in San Francisco, California.

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Key Information

Symbol: V
CEO: Ryan M. McInerney
Exchange: NYSE
CIK: 0001403161
SEC Filings: View SEC →

Stock Snapshot (Updated: Nov 05 04:00 PM EST)

Price
340.04
Change
-0.25998
Change %
-0.08%
Open
340.13
Previous Close
340.3
High
342.11
Low
336.36
Volume
3,988,523
Market Cap
657,385,521,152
EV/EBITDA
24.43

Capital Structure (Updated: Nov 05 04:00 PM EST)

Shares Outstanding
1,691,000,000
FloatShares
1,732,348,954
Float Ratio
102.45%
Shares Short
26,427,530
Short Percent Of Float
The percent of float shares currently sold short. Reflects market sentiment and risk of a short squeeze.
1.56%
Short Ratio
Days needed to cover all short positions. Indicates short-selling pressure.
4.19 trading days
Held Percent Insiders
0.60%
Held Percent Institutions
90.63%

Calendar Events (Upcoming Earnings & Revenue Forecasts)

Earnings
Earnings Date (Estimated) 2026-01-27
Earnings Call (Estimated) 2025-10-28
Avg EPS Estimate 3.138
Low EPS Estimate 3.09
High EPS Estimate 3.17
Revenue
Avg Revenue Forecast 10,684,050,190
Low Revenue Forecast 10,600,000,000
High Revenue Forecast 10,785,000,000

V Liquidity Indicators Shows key metrics that reflect cash availability and short-term payment ability

Field Value Description
Cash Holdings$18,997,000,192Cash on hand, which directly shows a company's ability to meet short-term obligations.
Quick Ratio0.751The quick ratio, which excludes inventory, measures short-term solvency; a value above 1 is considered relatively safe.
Current Ratio1.078The current ratio, calculated as current assets divided by current liabilities; the higher the value, the better the liquidity.
Total Debt$25,170,999,296Total liabilities, used together with cash and liquidity ratios to assess debt burden.

V Profitability Indicators Shows key metrics that reflect overall earnings, margins, and core business profitability

Field Value Description
EBITDA$27,989,000,192EBITDA (Earnings Before Interest, Taxes, Depreciation, and Amortization), which measures the profitability of core operations.
Operating Cash Flow$23,058,999,296Operating cash flow, which reflects a company's cash-generating ability.
Free Cash Flow$20,198,500,352Free cash flow, after deducting capital expenditures, which can be used for dividends or reinvestment.
Gross Margin97.77%Gross margin; a higher value indicates stronger product profitability.
Operating Margin65.75%Operating margin; slightly negative, indicating high operating costs.
Profit Margin50.15%Net profit margin, which reflects overall profitability.

V Leverage & Financial Health Indicators Shows key metrics that reflect debt levels, liquidity, and overall financial stability

Field Value Description
Debt/Equity Ratio66.40%Low leverage level, indicating the company has low debt pressure.
Total Debt$25,170,999,296Used together with cash and EBITDA to assess debt-paying ability.

V Growth Indicators Shows key financial metrics that reflect profitability, cash flow, and business expansion

Field Value Description
Revenue Growth (YoY)11.50%Rapid revenue growth, indicating fast business expansion.
Earnings Growth (YoY)13.00%Significant EPS growth, indicating rapid improvement in profitability.

Financial Data for V (Key ratios, margins, and cash flow)

Field Value Description
Current Price$340.04Latest stock trading price
Price Target (High)$450Analyst highest expected price
Price Target (Low)$305Analyst lowest expected price
Price Target (Average)$394.7Average target price across analysts
Price Target (Median)$405Median of target prices
Average Rating Score1.63Average analyst rating (1=Strong Buy, 5=Sell)
Consensus RecommendationbuyConsensus rating
Analyst Coverage Count37Number of analysts providing estimates
Cash Holdings$18,997,000,192Total cash held by the company
Cash per Share$10.01Cash value per outstanding share
Total Debt$25,170,999,296Company's total debt
Quick Ratio0.751Ability to cover short-term liabilities (excludes inventory)
Current Ratio1.078Overall short-term liquidity
Debt/Equity Ratio66.40%Leverage ratio: Debt / Equity
EBITDA$27,989,000,192Earnings before interest, taxes, depreciation & amortization
Total Revenue$40,000,000,000Total company revenue
Revenue per Share$23.337Total revenue divided by shares outstanding
Gross Profit97.77%Revenue minus cost of goods sold
Return on Assets17.24%Net income / Total assets
Return on Equity52.07%Net income / Shareholder equity
Earnings Growth (YoY)13.00%Year-over-year EPS growth
Revenue Growth (YoY)11.50%Year-over-year revenue growth
Gross Margin97.77%Gross profit / Total revenue
EBITDA Margin69.97%EBITDA / Revenue
Operating Margin65.75%Operating income / Revenue
Profit Margin50.15%Net income / Revenue
Free Cash Flow$20,198,500,352Cash left after capital expenditures
Operating Cash Flow$23,058,999,296Cash from core business operations
CurrencyUSDReported in US dollars
Last Updated2025-11-05Data source from Yahoo