The Charles Schwab Corporation (SCHW)
Overview
The Charles Schwab Corporation, together with its subsidiaries, provides wealth management, securities brokerage, banking, asset management, custody, and financial advisory services. The company operates in two segments, Investor Services and Advisor Services. The Investor Services segment provides retail brokerage, investment advisory, banking and trust, retirement plan, and other corporate brokerage services; equity compensation plan sponsors full-service recordkeeping for stock plans, stock options, restricted stock, performance shares, and stock appreciation rights; and retail investor and mutual fund clearing services, as well as compliance solutions. The Advisor Services segment offers custodial, trading, banking, and support services; and retirement business and corporate brokerage retirement services. This segment provides brokerage accounts with equity and fixed income, margin lending, options, and futures and forex trading; cash management capabilities comprising third-party certificates of deposit; third-party and proprietary mutual funds; plus mutual fund trading and clearing services; and exchange-traded funds (ETFs), including proprietary and third-party ETFs. It also offers advice solutions, such as managed portfolios of proprietary and third-party mutual funds and ETFs, separately managed accounts, customized personal advice for tailored portfolios, and specialized planning and portfolio management. In addition, this segment provides banking products and services, including checking and savings accounts, first lien residential real estate mortgage loans, home equity lines of credit, and pledged asset lines; and trust services comprising trust custody services, personal trust reporting services, and administrative trustee services. As of December 31, 2021, the Company had approximately 400 domestic branch offices in 48 states and the District of Columbia, as well as locations in Puerto Rico, the United Kingdom, Hong Kong, and Singapore. The Charles Schwab Corporation was incorporated in 1971 and is headquartered in Westlake, Texas.
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Key Information
Stock Snapshot (Updated: Nov 05 04:00 PM EST)
Capital Structure (Updated: Nov 05 04:00 PM EST)
Calendar Events (Upcoming Earnings & Revenue Forecasts)
| Earnings | |
| Earnings Date (Estimated) | 2026-01-21 |
| Earnings Call (Estimated) | 2025-10-16 |
| Avg EPS Estimate | 1.333 |
| Low EPS Estimate | 1.2567 |
| High EPS Estimate | 1.41 |
| Revenue | |
| Avg Revenue Forecast | 6,185,002,350 |
| Low Revenue Forecast | 6,043,000,000 |
| High Revenue Forecast | 6,271,068,000 |
SCHW Liquidity Indicators Shows key metrics that reflect cash availability and short-term payment ability
| Field | Value | Description |
|---|---|---|
| Cash Holdings | $82,110,996,480 | Cash on hand, which directly shows a company's ability to meet short-term obligations. |
| Quick Ratio | 0 | The quick ratio, which excludes inventory, measures short-term solvency; a value above 1 is considered relatively safe. |
| Current Ratio | 0 | The current ratio, calculated as current assets divided by current liabilities; the higher the value, the better the liquidity. |
| Total Debt | $55,318,999,040 | Total liabilities, used together with cash and liquidity ratios to assess debt burden. |
SCHW Profitability Indicators Shows key metrics that reflect overall earnings, margins, and core business profitability
| Field | Value | Description |
|---|---|---|
| EBITDA | $0 | EBITDA (Earnings Before Interest, Taxes, Depreciation, and Amortization), which measures the profitability of core operations. |
| Operating Cash Flow | $0 | Operating cash flow, which reflects a company's cash-generating ability. |
| Free Cash Flow | $0 | Free cash flow, after deducting capital expenditures, which can be used for dividends or reinvestment. |
| Gross Margin | 97.34% | Gross margin; a higher value indicates stronger product profitability. |
| Operating Margin | 49.24% | Operating margin; slightly negative, indicating high operating costs. |
| Profit Margin | 35.93% | Net profit margin, which reflects overall profitability. |
SCHW Leverage & Financial Health Indicators Shows key metrics that reflect debt levels, liquidity, and overall financial stability
| Field | Value | Description |
|---|---|---|
| Debt/Equity Ratio | 111.87% | Low leverage level, indicating the company has low debt pressure. |
| Total Debt | $55,318,999,040 | Used together with cash and EBITDA to assess debt-paying ability. |
SCHW Growth Indicators Shows key financial metrics that reflect profitability, cash flow, and business expansion
| Field | Value | Description |
|---|---|---|
| Revenue Growth (YoY) | 26.60% | Rapid revenue growth, indicating fast business expansion. |
| Earnings Growth (YoY) | 77.50% | Significant EPS growth, indicating rapid improvement in profitability. |
Financial Data for SCHW (Key ratios, margins, and cash flow)
| Field | Value | Description |
|---|---|---|
| Current Price | $93.68 | Latest stock trading price |
| Price Target (High) | $139 | Analyst highest expected price |
| Price Target (Low) | $88 | Analyst lowest expected price |
| Price Target (Average) | $111.95 | Average target price across analysts |
| Price Target (Median) | $112.5 | Median of target prices |
| Average Rating Score | 1.68 | Average analyst rating (1=Strong Buy, 5=Sell) |
| Consensus Recommendation | buy | Consensus rating |
| Analyst Coverage Count | 20 | Number of analysts providing estimates |
| Cash Holdings | $82,110,996,480 | Total cash held by the company |
| Cash per Share | $45.23 | Cash value per outstanding share |
| Total Debt | $55,318,999,040 | Company's total debt |
| Quick Ratio | 0 | Ability to cover short-term liabilities (excludes inventory) |
| Current Ratio | 0 | Overall short-term liquidity |
| Debt/Equity Ratio | 111.87% | Leverage ratio: Debt / Equity |
| EBITDA | $0 | Earnings before interest, taxes, depreciation & amortization |
| Total Revenue | $22,914,000,896 | Total company revenue |
| Revenue per Share | $12.597 | Total revenue divided by shares outstanding |
| Gross Profit | 97.34% | Revenue minus cost of goods sold |
| Return on Assets | 0.00% | Net income / Total assets |
| Return on Equity | 0.00% | Net income / Shareholder equity |
| Earnings Growth (YoY) | 77.50% | Year-over-year EPS growth |
| Revenue Growth (YoY) | 26.60% | Year-over-year revenue growth |
| Gross Margin | 97.34% | Gross profit / Total revenue |
| EBITDA Margin | 0.00% | EBITDA / Revenue |
| Operating Margin | 49.24% | Operating income / Revenue |
| Profit Margin | 35.93% | Net income / Revenue |
| Free Cash Flow | $0 | Cash left after capital expenditures |
| Operating Cash Flow | $0 | Cash from core business operations |
| Currency | USD | Reported in US dollars |
| Last Updated | 2025-11-05 | Data source from Yahoo |