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SoFi Technologies, Inc. (SOFI) Stock Profile & Financial OverviewSoFi Technologies, Inc.

Listed on NASDAQ • Financial Services / Financial - Credit Services
SOFI logo

SOFI Company Overview & Business Description

SoFi Technologies, Inc. provides digital financial services. It operates through three segments: Lending, Technology Platform, and Financial Services. The company's lending and financial services and products allows its members to borrow, save, spend, invest, and protect their money. It offers student loans; personal loans for debt consolidation and home improvement projects; and home loans. The company also provides cash management, investment, and technology services. In addition, it operates Galileo, a technology platform that offers services to financial and non-financial institutions; and Apex, a technology enabled platform that provides investment custody and clearing brokerage services, as well as Technisys, a cloud-based digital multi-product core banking platform. The company was founded in 2011 and is headquartered in San Francisco, California.

Key Information

Symbol: SOFI
CEO: Anthony J. Noto
Exchange: NASDAQ
CIK: 0001818874
SEC Filings: View SEC →

Current Trend for SOFI

An assessment of the current trend environment for SOFI, based on the latest closing price data and intended to describe the market context heading into the next trading session.

As of 2025-12-24, the current trend for SOFI is a Sideways Consolidation (Range-Bound Environment).

The weekly trend is in a consolidation regime, which automatically downgrades the daily signal to sideways conditions. This environment favors short-term mean-reversion rather than trend-following.

  • The weekly context is non-trending (sideways), which typically caps the duration and magnitude of daily trend moves.
  • Price is currently compressing tightly (optimal low-risk zone), sitting -0.01 ATR away from the adaptive KAMA baseline.
  • The current market structure is holding within recent defined ranges.

Explore More Data

Adaptive Trend Model · Daily & Weekly (2025-12-24 ET)

This model uses an adaptive trend algorithm based on daily and weekly price data to identify whether a stock is in an uptrend, downtrend, or consolidation over a multi-week to multi-month horizon. Compared with traditional moving-average systems, it filters short-term noise more effectively, captures trend continuation more reliably, and provides a stronger basis for position sizing and risk-management decisions such as stop-loss and take-profit levels.

As of 2025-12-24, SOFI in a non-directional consolidation; Long-term trend is bullish.

Trend Strength: SOFI last closed at 27.48, trading 0.3 ATR above the adaptive KAMA baseline (27.13). Technical Classification: Non-Directional / Range-Bound.

Trend Score: Technical Score: 35/100. Classification: Sideways. Alignment: Indeterminate. Logic: Price action is range-bound or lacking sufficient slope for trend confirmation.

SuperTrend Risk: Structural Support: Adaptive SuperTrend at 24.24. This level serves as the calculated invalidation point for the current upward structure.

Risk Skew: Multi-timeframe risk skew is currently assessed as Non-Directional. Price is oscillating within a low-momentum range. Risk is two-sided, favoring mean-reversion strategies over trend-following.

Key Levels: Key technical references: Spot 27.48, KAMA 27.13.

SOFI Real-Time Stock Price & Market Data (Updated: Dec 23 12:45 PM EST)

Price
27.17
Change
-0.18
Change %
-0.66%
Open
27.07
Previous Close
27.35
High
27.34
Low
26.83
Volume
14,772,081
Market Cap
34,246,385,664
EV/EBITDA
42.65

SOFI Shares Outstanding, Float, Short Interest & Ownership (Updated: Dec 23 12:45 PM EST)

Shares Outstanding
1,260,448,498
FloatShares
1,184,860,036
Float Ratio
94.00%
Shares Short
117,959,635
Short Percent Of Float
The percent of float shares currently sold short. Reflects market sentiment and risk of a short squeeze.
9.91%
Short Ratio
Days needed to cover all short positions. Indicates short-selling pressure.
1.45 trading days
Held Percent Insiders
3.01%
Held Percent Institutions
52.31%