See how top analysts and institutions rate UPST — including buy, hold, and sell recommendations.
| Rating Source | Action | Rating | Target Price | Updated |
|---|---|---|---|---|
| JP Morgan | Upgrade | Neutral → Overweight | $88 | 2025-08-20 |
| Goldman | Resumed | Sell | $71 | 2025-07-14 |
| Piper Sandler | Resumed | Overweight | $75 | 2025-06-24 |
| Stephens | Initiated | Equal-Weight | $55 | 2025-06-12 |
| Date | Strong Buy | Buy | Hold | Sell | Strong Sell |
|---|---|---|---|---|---|
| November 2025 | 3 | 4 | 6 | 2 | 0 |
| October 2025 | 3 | 4 | 6 | 2 | 0 |
| September 2025 | 3 | 4 | 6 | 2 | 0 |
| August 2025 | 3 | 4 | 6 | 2 | 0 |
The majority of institutional investors have issued a "Buy" rating for UPST, and analyst sentiment aligns closely, with very few "Sell" recommendations. This suggests a broadly favorable outlook for the stock's performance.