UPST Options Chain — Open Interest, Implied Volatility, Max Pain & Gamma Exposure

Analyze the complete UPST options chain including strike-level open interest, real-time implied volatility (IV), max pain levels, gamma exposure, dealer positioning, and options flow trends. This dashboard provides data-driven insights for traders building directional or hedging strategies around UPST.

Latest Data: 2026-08-28 (EDT)

Max Pain Price

30.5

Exp: 2026-09-04

Gamma Flip

28.78

Gamma Flip (≈60 days)

Put/Call OI Ratio

1.011

Shows put vs call positioning

IV Skew

-5.17

Put–call IV difference

Max Pain Price Volatility

σ = 12.45

high volatility

Confidence 50%

Near-Term Options-Derived Market Structure

BULLISH BIAS

Reflecting options positioning and volatility conditions over the coming sessions.

The options data shows a moderate bullish tilt. There is some directional support, though momentum remains limited. Options Chian

On the put side, the bearish positioning looks mainly like hedging. This reflects caution and short-term protection rather than a true bearish call. Confidence: 100%

Current DPI is -0.01(bearish). Bearish, momentum neutral or unclear.

Options Terrain Outlook (3-Month)

Options structure allows for directional movement, but with elevated volatility and less predictable follow-through. Volatility conditions are moderately choppy. Options constraints exert a moderate influence on price behavior. Directional moves may struggle to sustain follow-through. Structural sensitivity is elevated around the 2026-09-18 options expiry. 100% confidence

The support levels for UPST are at 28.72, 28.17, and 24.72, while the resistance levels are at 29.44, 29.99, and 33.44. The pivot point, a key reference price for traders, is at 30.50.

Short-Term Options-Implied Price Range & Flow Structure (DTE: 7)

Based on the latest options positioning (DTE 7), the ATM straddle implies a standardized 2.38% 1-day move.

The expected range for the next 7 days is 28.21 — 30.67 , corresponding to +5.47% / -2.99% .

Estimated using ATM implied volatility, OTM option flow, and dealer hedging conditions to capture the market-implied price range.

Bullish flow suggests upside interest toward 31.66 (8.87% above spot).

Bearish positioning points to downside pressure toward 27.81 (4.36% below spot).

Options flow strength: 0.62 (0–1 scale). ATM Strike: 29.00, Call: 0.95, Put: 0.88, Straddle Cost: 1.83.

Price moves are likely to stay range-bound. The short-term gamma flip is near 28.62 , with intermediate positioning around 28.78 . The mid-term gamma flip remains near 28.78.