Detailed SOFI options chain for 2026-01-16 – real-time call and put contracts with last price, bid/ask, volume, open interest, implied volatility, and in-the-money status.
Tip: Use this page together with the price chart, short-term prediction, and multi-expiry options overview to build a complete view of positioning and risk for SOFI.
This page focuses on a single options expiration date for SOFI – 2026-01-16 – and lists every available call and put contract in a clean chain view. Each row shows the contract symbol, last trade, bid/ask quotes, daily change, percentage change, trading volume, open interest, implied volatility (IV), and whether the option is currently in-the-money (ITM).
Traders often use a specific expiry’s options chain to identify key strike levels, unusual activity, and risk hedging behavior. High open interest around certain strikes or sudden spikes in volume can reveal where large traders and market makers are concentrating their positions for SOFI into 2026-01-16.
This SOFI 2026-01-16 options chain provides a complete strike-by-strike breakdown of pricing, liquidity and volatility. By comparing changes in volume, open interest distribution and IV across calls and puts, traders can understand where the market is positioning ahead of this specific expiration date.
The table below shows all call options on SOFI expiring on 2026-01-16. You can quickly compare strikes, pricing, liquidity (volume and open interest), and implied volatility to spot popular strike zones and potential directional bets.
| Contract | Strike | Last | Bid | Ask | Volume | Open Int. | Implied Vol | ITM |
|---|---|---|---|---|---|---|---|---|
| SOFI 260116C00010000 | 10.00 | 17.1 | 16.5 | 17.3 | 38 | 80389 | 222.66% | ITM |
| SOFI 260116C00030000 | 30.00 | 0.47 | 0.45 | 0.48 | 1016 | 61239 | 50.20% | |
| SOFI 260116C00025000 | 25.00 | 2.8 | 2.7 | 2.85 | 56 | 48909 | 54.00% | ITM |
| SOFI 260116C00020000 | 20.00 | 7.4 | 7.25 | 7.5 | 132 | 44649 | 88.87% | ITM |
| SOFI 260116C00015000 | 15.00 | 12.25 | 12.1 | 12.45 | 95 | 32396 | 135.94% | ITM |
| SOFI 260116C00012000 | 12.00 | 15.25 | 15.15 | 15.35 | 2 | 32044 | 173.44% | ITM |
| SOFI 260116C00001000 | 1.00 | 26.1 | 25.05 | 27.5 | 1 | 30444 | 753.13% | ITM |
| SOFI 260116C00032000 | 32.00 | 0.22 | 0.21 | 0.22 | 397 | 28333 | 51.76% | |
| SOFI 260116C00027000 | 27.00 | 1.49 | 1.45 | 1.5 | 476 | 27631 | 50.68% | ITM |
| SOFI 260116C00035000 | 35.00 | 0.08 | 0.07 | 0.08 | 222 | 26902 | 55.86% | |
| SOFI 260116C00017000 | 17.00 | 10.28 | 10.25 | 10.5 | 153 | 24876 | 125.20% | ITM |
| SOFI 260116C00040000 | 40.00 | 0.03 | 0.02 | 0.04 | 84 | 23414 | 67.97% | |
| SOFI 260116C00007000 | 7.00 | 19.91 | 19 | 20.5 | 28 | 22095 | 351.17% | ITM |
| SOFI 260116C00028000 | 28.00 | 1.06 | 1.01 | 1.05 | 264 | 16952 | 50.10% | |
| SOFI 260116C00031000 | 31.00 | 0.31 | 0.29 | 0.33 | 109 | 14491 | 50.29% | |
| SOFI 260116C00023000 | 23.00 | 4.52 | 4.15 | 4.6 | 11 | 13310 | 56.25% | ITM |
| SOFI 260116C00005000 | 5.00 | 22.08 | 21.05 | 23.45 | 80 | 12923 | 345.31% | ITM |
| SOFI 260116C00022000 | 22.00 | 5.25 | 5.05 | 5.55 | 4 | 12694 | 60.35% | ITM |
| SOFI 260116C00029000 | 29.00 | 0.7 | 0.67 | 0.72 | 240 | 10865 | 50.15% | |
| SOFI 260116C00026000 | 26.00 | 2.05 | 2.03 | 2.11 | 78 | 10197 | 51.66% | ITM |
| SOFI 260116C00033000 | 33.00 | 0.16 | 0.14 | 0.17 | 38 | 8115 | 53.52% | |
| SOFI 260116C00034000 | 34.00 | 0.11 | 0.1 | 0.13 | 31 | 7343 | 55.47% | |
| SOFI 260116C00036000 | 36.00 | 0.06 | 0.06 | 0.16 | 2 | 6096 | 65.43% | |
| SOFI 260116C00042000 | 42.00 | 0.02 | 0 | 0.05 | 1 | 4813 | 73.44% | |
| SOFI 260116C00044000 | 44.00 | 0.02 | 0.01 | 0.02 | 49 | 4519 | 75.00% | |
| SOFI 260116C00021000 | 21.00 | 6.42 | 6.25 | 6.65 | 19 | 4383 | 83.98% | ITM |
| SOFI 260116C00037000 | 37.00 | 0.05 | 0.05 | 0.09 | 8 | 4207 | 64.45% | |
| SOFI 260116C00004000 | 4.00 | 23.56 | 22.05 | 24.5 | 6 | 3924 | 405.47% | ITM |
| SOFI 260116C00014000 | 14.00 | 13.18 | 12.75 | 14.35 | 101 | 3791 | 191.41% | ITM |
| SOFI 260116C00024000 | 24.00 | 3.43 | 3.55 | 3.7 | 21 | 3384 | 59.67% | ITM |
| SOFI 260116C00047000 | 47.00 | 0.01 | 0 | 0.01 | 261 | 3189 | 75.00% | |
| SOFI 260116C00003000 | 3.00 | 24.29 | 22.95 | 25.5 | 1 | 2981 | 434.38% | ITM |
| SOFI 260116C00011000 | 11.00 | 15.99 | 15.15 | 17.55 | 15 | 2811 | 214.45% | ITM |
| SOFI 260116C00039000 | 39.00 | 0.04 | 0 | 0.07 | 30 | 2804 | 65.63% | |
| SOFI 260116C00013000 | 13.00 | 14.5 | 13.1 | 15.35 | 11 | 2783 | 151.56% | ITM |
| SOFI 260116C00016000 | 16.00 | 11.36 | 10.1 | 11.45 | 2 | 2554 | 147.85% | ITM |
| SOFI 260116C00038000 | 38.00 | 0.04 | 0.02 | 0.05 | 42 | 2367 | 61.72% | |
| SOFI 260116C00045000 | 45.00 | 0.01 | 0 | 0.4 | 66 | 2306 | 115.04% | |
| SOFI 260116C00002000 | 2.00 | 25.45 | 24.05 | 26.5 | 1 | 2290 | 565.63% | ITM |
| SOFI 260116C00018000 | 18.00 | 8.99 | 8.55 | 9.3 | 1 | 2227 | 103.13% | ITM |
| SOFI 260116C00019000 | 19.00 | 8.45 | 7.95 | 8.45 | 6 | 1310 | 75.78% | ITM |
| SOFI 260116C00008000 | 8.00 | 18.4 | 17.05 | 20.5 | 8 | 888 | 470.70% | ITM |
| SOFI 260116C00041000 | 41.00 | 0.03 | 0 | 0.53 | 99 | 812 | 104.88% | |
| SOFI 260116C00043000 | 43.00 | 0.03 | 0 | 0.08 | 1 | 528 | 81.25% | |
| SOFI 260116C00006000 | 6.00 | 20 | 19.75 | 23.3 | 87 | 434 | 396.09% | ITM |
| SOFI 260116C00009000 | 9.00 | 18.22 | 17.05 | 19.45 | 2 | 325 | 228.91% | ITM |
| SOFI 260116C00046000 | 46.00 | 0.01 | 0 | 0.02 | 4 | 110 | 76.56% |
The table below lists all put options on SOFI expiring on 2026-01-16. Use it to track downside protection demand, hedge activity, and deep out-of-the-money puts that may indicate tail-risk hedging or speculation.
| Contract | Strike | Last | Bid | Ask | Volume | Open Int. | Implied Vol | ITM |
|---|---|---|---|---|---|---|---|---|
| SOFI 260116P00005000 | 5.00 | 0.02 | 0 | 0.01 | 102 | 55545 | 231.25% | |
| SOFI 260116P00003000 | 3.00 | 0.01 | 0 | 0.01 | 1 | 53402 | 300.00% | |
| SOFI 260116P00007000 | 7.00 | 0.01 | 0 | 0.01 | 14 | 49373 | 187.50% | |
| SOFI 260116P00025000 | 25.00 | 0.52 | 0.5 | 0.52 | 579 | 45031 | 48.63% | |
| SOFI 260116P00015000 | 15.00 | 0.04 | 0.03 | 0.05 | 18 | 33633 | 109.38% | |
| SOFI 260116P00001000 | 1.00 | 0.01 | 0 | 0 | 2 | 30246 | 50.00% | |
| SOFI 260116P00027000 | 27.00 | 1.23 | 1.21 | 1.27 | 358 | 29223 | 47.31% | |
| SOFI 260116P00012000 | 12.00 | 0.02 | 0 | 0.21 | 30 | 29137 | 170.31% | |
| SOFI 260116P00002000 | 2.00 | 0.01 | 0 | 0.01 | 1 | 21437 | 350.00% | |
| SOFI 260116P00010000 | 10.00 | 0.01 | 0 | 0.01 | 30 | 16145 | 137.50% | |
| SOFI 260116P00020000 | 20.00 | 0.11 | 0.1 | 0.11 | 40 | 15302 | 73.05% | |
| SOFI 260116P00024000 | 24.00 | 0.32 | 0.32 | 0.34 | 226 | 15087 | 50.98% | |
| SOFI 260116P00004000 | 4.00 | 0.01 | 0 | 0.02 | 20 | 15056 | 281.25% | |
| SOFI 260116P00026000 | 26.00 | 0.82 | 0.8 | 0.84 | 525 | 14004 | 48.05% | |
| SOFI 260116P00019000 | 19.00 | 0.09 | 0.08 | 0.09 | 68 | 12689 | 79.69% | |
| SOFI 260116P00022000 | 22.00 | 0.16 | 0.15 | 0.17 | 74 | 12213 | 59.96% | |
| SOFI 260116P00016000 | 16.00 | 0.04 | 0.02 | 0.07 | 60 | 9022 | 100.39% | |
| SOFI 260116P00030000 | 30.00 | 3.39 | 3.1 | 3.55 | 20 | 8138 | 59.08% | ITM |
| SOFI 260116P00023000 | 23.00 | 0.23 | 0.24 | 0.25 | 73 | 7964 | 56.54% | |
| SOFI 260116P00017000 | 17.00 | 0.04 | 0.04 | 0.05 | 1 | 7436 | 90.23% | |
| SOFI 260116P00028000 | 28.00 | 1.98 | 1.75 | 1.81 | 62 | 6609 | 46.34% | ITM |
| SOFI 260116P00014000 | 14.00 | 0.05 | 0 | 0.05 | 4 | 6149 | 112.50% | |
| SOFI 260116P00013000 | 13.00 | 0.01 | 0.01 | 0.05 | 3 | 6141 | 128.13% | |
| SOFI 260116P00021000 | 21.00 | 0.12 | 0.13 | 0.14 | 98 | 5206 | 67.19% | |
| SOFI 260116P00018000 | 18.00 | 0.06 | 0.06 | 0.07 | 20 | 5186 | 85.55% | |
| SOFI 260116P00035000 | 35.00 | 7.63 | 7.5 | 8.7 | 43 | 3919 | 71.88% | ITM |
| SOFI 260116P00029000 | 29.00 | 2.41 | 2.39 | 2.48 | 32 | 3893 | 46.00% | ITM |
| SOFI 260116P00008000 | 8.00 | 0.02 | 0 | 0.18 | 20 | 3527 | 240.63% | |
| SOFI 260116P00009000 | 9.00 | 0.01 | 0 | 0.01 | 6 | 2362 | 150.00% | |
| SOFI 260116P00011000 | 11.00 | 0.01 | 0 | 0.02 | 60 | 1512 | 134.38% | |
| SOFI 260116P00031000 | 31.00 | 4.35 | 3.9 | 4.35 | 4 | 1350 | 59.18% | ITM |
| SOFI 260116P00032000 | 32.00 | 4.87 | 4.5 | 5.55 | 2 | 1258 | 76.86% | ITM |
| SOFI 260116P00033000 | 33.00 | 6.05 | 5.25 | 6.75 | 33 | 792 | 51.76% | ITM |
| SOFI 260116P00034000 | 34.00 | 6.55 | 6.2 | 7.7 | 40 | 392 | 52.15% | ITM |
| SOFI 260116P00006000 | 6.00 | 0.03 | 0 | 1.51 | 1 | 274 | 474.22% | |
| SOFI 260116P00036000 | 36.00 | 9.15 | 8.15 | 9.25 | 1 | 125 | 88.28% | ITM |
| SOFI 260116P00037000 | 37.00 | 10.3 | 9.15 | 10.85 | 1 | 96 | 73.24% | ITM |
| SOFI 260116P00038000 | 38.00 | 12 | 9 | 12.9 | 1 | 18 | 71.48% | ITM |
| SOFI 260116P00047000 | 47.00 | 20.26 | 17.5 | 22.4 | 2 | 2 | 105.47% | ITM |
| SOFI 260116P00041000 | 41.00 | 14.3 | 11.8 | 15.95 | 15 | 1 | 62.50% | ITM |
| SOFI 260116P00043000 | 43.00 | 16.73 | 13.7 | 17.95 | 1 | 0 | 210.89% | ITM |
| SOFI 260116P00044000 | 44.00 | 16.5 | 14.7 | 18.95 | 5 | 0 | 216.31% | ITM |
| SOFI 260116P00045000 | 45.00 | 17.45 | 15.7 | 19.95 | 1 | 0 | 221.48% | ITM |
| SOFI 260116P00042000 | 42.00 | 14.83 | 12.85 | 16.85 | 2 | 0 | 201.17% | ITM |
| SOFI 260116P00040000 | 40.00 | 14.17 | 10.75 | 14.85 | 5 | 0 | 189.36% | ITM |
| SOFI 260116P00039000 | 39.00 | 12 | 9.75 | 13.95 | 7 | 0 | 187.01% | ITM |
| SOFI 260116P00046000 | 46.00 | 19.46 | 16.7 | 20.95 | 0 | 0 | 226.56% | ITM |
This page displays the full SOFI options chain for contracts expiring on 2026-01-16. Both call and put tables include contract symbols, last trade price, bid/ask quotes, daily change and percentage change, trading volume, open interest, implied volatility, and an in-the-money (ITM) flag. It is designed to give you a complete snapshot of how the market is pricing risk and direction for this specific expiry.
Around earnings, macro data releases, or company-specific news, traders often focus on a single expiration such as 2026-01-16. By monitoring changes in implied volatility, volume, and open interest for each strike, you can see where traders are concentrating their bets and hedges. Large shifts in activity on out-of-the-money calls or puts can be early signs of expected volatility or directional moves in SOFI.
The ITM column highlights whether a contract is currently in-the-money for SOFI: call options are ITM when their strike is below the current stock price, while put options are ITM when their strike is above the current stock price. ITM contracts have intrinsic value, while out-of-the-money options are purely time and volatility value. This distinction helps you quickly identify which strikes are already “in the money” for this expiry.
Implied volatility reflects how much movement the market expects for SOFI between now and 2026-01-16. Higher IV typically means options are more expensive and the market is pricing in larger potential moves. You can compare IV across strikes and between calls and puts to identify skew – for example, expensive downside puts may indicate demand for crash protection, while rich upside calls can signal speculative interest.
No. This 2026-01-16 options chain gives a granular view for one maturity only. For a complete picture of positioning in SOFI, you should also review the multi-expiry options overview where you can compare put/call ratios, total open interest and volume across different expiration dates. Combining both perspectives helps you understand whether traders are focused on very short-term moves or longer-dated themes.
The SOFI options data on this page is refreshed regularly during market hours to reflect the latest trades, mid-market quotes, and open interest updates. Intraday changes in volume, open interest, and implied volatility can provide important signals about how sentiment and risk pricing are evolving as 2026-01-16 approaches.
